To meet today's needs, we are proud to offer online fmbank.org Banking. Enjoy the convenience of banking 24 hours a day, 7 days a week. Easy to use, fmbank.org Online banking is a secure connection that allows you to view account balances, account activity, transfer funds between Farmers and Merchants Bank accounts, view images of your cancelled checks and pay your monthly bills online whenever you want.

Use a Farmers and Merchants Bank Visa Debit Card to have 24-hour access to your money with the purchasing power of Visa. It looks like a credit card, but works like a check wherever Visa is accepted. When you make purchases, the funds come directly from your checking account with us. No more additional ID or waiting for check approval. You will be provided a receipt for your records at the point of sale. All your purchases will be reflected on your monthly checking statement. You will also be able to use your Farmers and Merchants Visa Debit card as an ATM card. Come in today and apply for your Farmers and Merchants Visa Debit card.

At The Farmers and Merchants Bank, we are committed to giving you the banking experience we know you deserve. Our checking accounts are designed with you, the customer in mind. With several personal checking accounts to choose from, we are sure you will find one that fits your financial life style. Please contact one of our branches for more information.

We want you to prepare for the future with a Farmers and Merchants Bank savings account. Let the Farmers and Merchants Bank help you begin a savings program with automatic transfer from any Farmers and Merchants Bank account. Transfers can occur weekly, biweekly, monthly, or any specific day that you choose. We also offer our Farmers and Merchants Bank Christmas Club account. This account is for those of you that want to get a jump on saving for that special time of year.

The Farmers and Merchants Bank offers competitive rates, short applications, and fast approvals. We offer a variety of consumer, mortgage & commercial loans tailored to fit a wide range of your personal or business needs. Our Loan Officers will help you choose the product that is exactly right for you. You'll always get expert personal service from our loan officers no matter what product suits your needs. Clear explanations of various terms and programs Help with choosing the finance method that's best for you Automatic payment withdrawals so that you never have to bother mailing checks again.

The Farmers and Merchants Bank offers a wide array of terms and rates ranging from 91 days to 60 months. Most certificates are automatically renewable and interest may be paid by check, compounded to the certificate or directly deposited to a checking or savings account. Please see the Rates section of this website for our current rates.

The Farmers and Merchants Bank offers several types of retirement accounts. Traditional, Simplified Employee Plan (SEP), Roth and also the Coverdell Education Account for those looking for an educational savings investment. These accounts may be opened with a minimum deposit of $100.00 Please consult with a tax professional to determine which account best serves your personal needs. You may refer to the Rates section of this website for current rates for these accounts

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The Farmers and Merchants Bank has a free telephone banking service that makes it fast, easy and convenient to access accounts and get the information you need by calling our toll free number. It is available seven days a week, 24 hours a day. You have the ability to confirm deposits made, verify checks paid, obtain deposit balances, transfer funds between accounts and check Visa debit card purchases.