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If you have signed up for e-statements, you may now retreive them from our home page.  Just enter your e-statement username and password here.

Let us help you save!  This is how it works...

Make purchases with your debit card, we will round up each transaction to the nearest dollar, and automatically deposit the extra change into your savings account!!

It's soooo easy!! It's SAVINGS made SIMPLE!  Call or stop by one of our locations to get signed up today!!!

The Farmers and Merchants Bank has been a full-service, community-owned bank for over 100 years. Established in 1903, The Farmers and Merchants Bank continues its role in the local economic developement and well being of its communities. We employ 30 people with offices in Boswell, Otterbein, and West Lebanon. We offer an array of banking services to our customers, including consumer, commercial, and real estate loans. Other financial features include, regular & interest bearing checking, passbook savings, IRAs, Certificate of Deposit and our Christmas Club account. The Farmers & Merchants Bank also offers ATMs at our Boswell, Otterbein, and West Lebanon offices, debit cards, and Freedom Line, our telephone banking feature. We are also proud to announce that we will be introducing our Online Banking product. Our customers can bank when they want - 24 hours a day, 7 days a week. The Farmers & Merchants Bank is a member of the Federal Deposit Insurance Corporation. Stop in and see our friendly staff and experience the difference a community bank can make.

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.