Personal Savings

Prestige SavingsJunior SavingsChristmas Club SavingsGreen Edge Money Market


Description

Prestige Savings


Our standard savings account to help you build your savings. Cost of service waived with automatic, recurring transfers of >$50/month from F&M Checking

Junior Savings


A savings account for ages 0-18, noquarterly service charges. Jump start your child’s financial future

Christmas Club Savings


An account that is paid out at the end of the year, a perfect way to put money away to have available for the holidays. No cost of service.

Green Edge Money Market


A flexible account that allows you to earn interest at a higher rate and allows you the luxury of accessing it in a pinch.


Minimum Opening Balance

Prestige Savings


$100.00

Junior Savings


$25.00

Christmas Club Savings


$5.00

Green Edge Money Market


$2500.00


Earns Interest

Prestige Savings


Yes

Junior Savings


Yes

Christmas Club Savings


Yes

Green Edge Money Market


Yes


Online and Mobile Banking1

Prestige Savings


Yes

Junior Savings


Yes

Christmas Club Savings


Yes

Green Edge Money Market


Yes


Farmers & Merchants VISA ATM Card

Prestige Savings


ATM Card

Junior Savings


ATM Card

Christmas Club Savings


N/A

Green Edge Money Market


Yes


e-Statements2

Prestige Savings


Yes

Junior Savings


Yes

Christmas Club Savings


Yes

Green Edge Money Market


Yes


Paper Statements2

Prestige Savings


Yes

Junior Savings


Yes

Christmas Club Savings


Yes

Green Edge Money Market


Yes


Cents-Able Savings (with eligible F&M Checking)

Prestige Savings


Yes

Junior Savings


Yes

Christmas Club Savings


Yes

Green Edge Money Market


Yes


Transaction Limitations

Prestige Savings


6 Convenience Transactions/Month3

Junior Savings


6 Convenience Transactions/Month3

Christmas Club Savings


No Withdrawals Permitted

Green Edge Money Market


6 Convenience Transactions/Month3


Interested?

Prestige Savings


Learn More

Junior Savings


Learn More

Christmas Club Savings


Learn More

Green Edge Money Market


Learn More
  1. Must be at least 13 years of age to be eligible for Online Banking and Mobile Banking
  2. Cost of Service for e-Statements and Paper Statements vary by account and by balance. Please contact Bank Representative for details.
  3. “Convenient” transfers and withdrawals, for purposes of this limit, include preauthorized, automatic transfers (including but not limited to transfers from the savings deposit for overdraft protection or for direct bill payments) and transfers and withdrawals initiated by telephone, facsimile, or computer, and transfers made by check, debit card, or other similar order made by the depositorand payable to third parties.

Prestige Savings

Start saving for that new home, vacation, project, or just a little extra mad money.

Great Benefits of our Savings Accounts:

  • ATM card
  • Online and Mobile Banking
  • Text Banking
  • Automatic Transfers
  • Telephone Banking through the Freedom Line
  • Cents-able Savings

Junior Savings

For children and students of all ages! Low minimum opening balance and no monthly charges.

Great Benefits of our Savings Accounts:

  • ATM card
  • Online and Mobile Banking
  • Text Banking
  • Automatic Transfers
  • Telephone Banking through the Freedom Line
  • Cents-able Savings

Christmas Club Savings

For the Christmas Club account, we offer a low balance to start. Deposits of any amount can be made November through October. A check will be issued in October and interest is paid when the check is prepared. You’ll receive your check just in time to begin your holiday shopping!

Great Benefits of our Savings Accounts:

  • Automatic Transfers
  • Text Banking
  • Cents-able Savings
  • Online Banking
  • Telephone Banking through the Freedom Line
  • Mobile Banking

Green Edge Money Market

Save or store funds for longer-term purposes at higher interest rates than standard savings or checking accounts with this interest-earning,easy-access Money Market Account.

Great Benefits of our Savings Accounts:

  • ATM card
  • Online and Mobile Banking
  • Text Banking
  • Automatic Transfers
  • Telephone Banking through the Freedom Line
  • Cents-able Savings