Our offices will close early at 2:00 PM on Thursday, September 27 th for a Bank wide meeting. We will be open under normal business hours on Friday, September 28 th. Our ATMs, Online & Mobile Banking are available. Thank you for your understanding and continued business.
Certificates of Deposit(CD’s)
Terms and rates range from 12 to 60 months.
Most certificates are automatically renewable and interest may be compounded to the certificate or directly deposited to a Farmers & Merchants checking account.
Farmers & Merchants Bank; Notice of changes in temporary FDIC insurance coverage for transaction accounts:
By operations of federal law, beginning January 1, 2013, funds deposited in a noninterest bearing transaction account (Including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning, January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000.00), for each deposit insurance ownership category. For more information visit