Our Range of Personal Banking Solutions

Farmers & Merchants Bank offers banking solutions that fit your lifestyle and needs. Whether you need a personal savings account to grow your hard-earned money or a personal checking account to help you manage your finances, we’ll work with you to help you achieve your financial goals.

Why Choose Our Bank

As a trusted provider of personal banking products, we make banking transactions easy and convenient for you. With online and mobile banking, you can access your online bank account whenever and wherever you want.

With our bank, you start local and stay local. Stop by one of our branches in Indiana today or give us a ring at (765) 869-5513.


Pay your bills easily and manage your funds with confidence by applying for one of our personal checking accounts.


Begin saving for your next vacation, a new car, or other financial goals by opening one of our personal savings accounts.

Health Savings

Pay for qualified medical or health care expenses easily with our health savings account. Enjoy various benefits, such as zero setup fees and no minimum initial balance requirement.


Borrow funds to buy a vehicle or pay for unanticipated expenses with our range of lending solutions.

Certificates of Deposit

Need a secure way to grow your hard-earned money? We offer certificates of deposit with varying rates and terms.


Have the money you need to live a comfortable retirement by opening an individual retirement account (IRA).