September is National Preparedness Month, making it the perfect time to prepare not only your home and family but also your finances. While many people stock emergency kits with flashlights, batteries, and bottled water, financial preparedness is just as important. Having your financial information organized and accessible can make all the difference during unexpected events like […]
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How Do You Prepare a Farm Loan Application Before Meeting With a Lender? Alt text: Farmer seated at a wooden desk preparing a farm loan application with paperwork, calculator, and laptop in a softly lit farm office. A strong farm loan application starts with clear records, realistic numbers, and a specific plan for how the […]
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How USDA Farm Storage Facility Loans Help Farmers Build or Upgrade Crop Storage Alt text: Farmer and agricultural lending representative review storage plans beside upgraded grain bins and a crop storage building on a farm. USDA Farm Storage Facility Loans help agricultural producers finance the storage and handling infrastructure needed to protect crops after harvest. […]
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What You Need to Know Before Applying for a Farm Real Estate Loan alt text: Indiana farm loan officer reviewing farm real estate loan application documents including a balance sheet and Schedule F tax form at a community bank branch table. Buying farmland is one of the biggest financial decisions a farmer makes. Whether you’re […]
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5 Signs It May Be Time to Refinance Your Farm Equipment Loan alt text: Indiana farm owner reviewing agricultural equipment loan documents at a farm kitchen table while considering refinancing options. You’ve been making payments on that tractor for years. The combine is paid down, the planter’s almost done — and yet, every month, the […]
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As summer winds down and a new school year approaches, many families begin preparing for one of the busiest spending seasons of the year. Between school supplies, clothing, technology, extracurricular activities, lunches, and transportation costs, back-to-school expenses can add up quickly. The good news? With a little planning and smart financial habits, families can stay […]
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As we reach the halfway point of the year, it’s a great time to pause and evaluate your financial health. Just as annual physicals help you stay on top of your well-being, a midyear financial checkup can help ensure you’re on track to meet your financial goals. Whether you’re saving for a home, preparing for […]
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Summer is meant for making memories such as family road trips, backyard barbecues, and spontaneous adventures! But enjoying the season doesn’t have to mean overspending. With a little planning and a few smart strategies, you can stretch your dollars while still soaking up every moment of summer fun. Here’s how to save for vacation without […]
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Back row left to right: Dana Craft, CSR; Emily Current, Branch Manager; Samantha Otten, Loan Officer; Kasey McIntosh, Loan Portfolio Manager. Front row left to right: Donald Blume, CEO; Christina Carlson, CSR; April Hegg, WCCF Board Chair; Michele Stucky, WCCF Executive Director; Kelsey Hetrick, SVP. We’re proud to announce a recent $20,000 donation to the Warren County Community […]
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We say it all the time. And it bears repeating. Farmers & Merchants Bank believes strong communities are built by the people and businesses who call them home. When you choose to shop, dine, and do business locally, you’re doing far more than completing a transaction – you’re helping support the surrounding communities such as […]
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