Farm Operating Loans: How They Can Keep Your Farm Moving Running a successful farm takes more than hard work. It requires steady access to working capital. From fertilizer and seed to fuel, feed, and wages, expenses often come due long before income arrives. When prices fluctuate or emergencies strike, having quick access to funds can […]
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Strategic Financial Planning for the 2026 Margin Squeeze What is the financial outlook for Midwest farming in 2026? The 2026 agricultural landscape in Indiana and Illinois is defined by a “margin squeeze.” While input costs remain historically high, commodity prices have softened due to global competition (specifically Brazil). To survive and thrive, farmers must shift […]
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As the weather warms up and we start clearing out closets and garages, March is also the perfect time to give your finances a thorough spring cleaning. A little organization now can help you save money, reduce stress, protect your accounts, and set yourself up for a stronger financial year. Here are six simple tasks […]
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And Why Farmers & Merchants Bank Remains Committed to Yours When you choose where to bank, you’re making more than a financial decision — you’re making a community decision. Local banks play a powerful role in building stronger, more connected, and more resilient towns. At Farmers & Merchants Bank, supporting our community has always been […]
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As the holiday season wraps up and a new year begins, January is the perfect time to reset, refocus, and refresh your financial plan. At Farmers & Merchants Bank, we believe a solid start in January can set the tone for a successful year and one of the best steps you can take is a […]
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Farmers & Merchants Bank Donates $20,000 to Benton Community Foundation Through Lilly Gift VIII Initiative BOSWELL, IN (12.16.25) Farmers & Merchants Bank is proud to announce a $20,000 donation to the Benton Community Foundation as part of the Lilly Endowment’s Gift VIII Initiative. Through this initiative, the bank’s contribution will be matched, resulting in a […]
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As the end of the year approaches, it’s a critical time for small business owners to get ahead of tax season. Whether you’re wrapping up your first year or have been in business for decades, proactive tax planning can make a big difference when it comes time to file. At Farmers & Merchants Bank, we […]
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Technology is changing the way we pay—and your Farmers & Merchants Bank debit card has a powerful partner. Meet your debit card’s new best friend: the digital wallet. If you’re not already using a digital wallet, you might be wondering what all the buzz is about. Let’s break it down and explore why this simple […]
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At Farmers & Merchants Bank, your financial security is always our top priority. With the convenience of digital banking comes the responsibility to protect your personal and financial information. As more people rely on digital banking tools for everyday transactions, it’s important to stay vigilant and informed about best practices for staying safe online. Here […]
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Buying a home is exciting—but it can also feel overwhelming without a plan. At Farmers & Merchants Bank, we believe that with the right timeline, tools, and support, you can go from dreaming to doing. Whether you’re looking to buy your first home in the spring or use the equity in your current home to […]
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