We are aware of fraudulent text messages and spoofed phone calls targeting customers in our area. Scammers are posing as Farmers & Merchants Bank, even spoofing our branch phone numbers, to try and trick individuals into providing sensitive information.  These messages may ask you to approve or decline a debit card transaction. If you select “decline,” a second message claims someone from our Fraud Department will contact you—followed by a fraudulent call.  Do not click any links or respond.   If you’re ever unsure about a message or phone call, call your local branch directly using verified contact info.