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Nikki Harman, branch manager at Boswell

Rooted in 4-H, Committed to Community: Nikki Harman’s Lasting Impact

Boswell Branch Manager | 4-H Alum | Fair Board Member For Nikki Harman, giving back isn’t a seasonal thing—it’s simply part of who she is. As Branch Manager of our Boswell office, Nikki leads with consistency, care, and a deep connection to the people and places around her. And her involvement with 4-H—both past and […]

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Collage of 4H Fair Graphics

Why 4-H Matters: Building Financial Literacy and Life Skills for the Next Generation

At Farmers & Merchants Bank, we believe in investing in our communities—and that starts with investing in our youth. That’s one of the many reasons we proudly support 4-H. For more than a century, 4-H has been shaping future leaders by teaching responsibility, goal-setting, and the value of hard work. But did you know that […]

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Samantha Otten, Ag-Commercial Lender at Farmers and Merchants Bank

From the Show Ring to the Lending Desk: How 4-H Shaped My Passion for Agriculture

By Samantha Otten Ag-Commercial Lender at Farmers and Merchants Bank Every summer when the fairgrounds fill with the smell of sawdust and the hum of anticipation, I’m reminded just how much 4-H shaped the person I am today. Before I was an Ag Lender at Farmers and Merchants, I was a kid with a bucket […]

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