At Farmers & Merchants Bank, we’re dedicated to keeping our customers informed about regulatory requirements that impact their businesses. One such requirement is the filing of a Beneficial Ownership report, mandated by the Corporate Transparency Act (CTA). If your business is required to file, understanding the process is essential to ensure compliance and avoid penalties. […]
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At Farmers & Merchants Bank, our greatest privilege is serving you — our customers. Every day, we are reminded of the trust and loyalty you place in us, and for that, we are truly thankful. As a community bank, we know that our success is directly tied to the relationships we build with the people […]
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The holiday season is near, and while it’s a time of joy and celebration, it can also lead to overspending if you’re not careful. At Farmers & Merchants Bank, we believe in helping our customers make the most of their money, especially during the busiest shopping time of the year. Here are some smart savings […]
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In a world where banking options are as diverse as ever, choosing where to open your savings or checking account isn’t just about interest rates or convenience—it’s about trust, personalized service, and the strength of local relationships. For individuals and businesses alike, local banking relationships can be the key to making smarter financial decisions, especially […]
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In today’s digital age, protecting your personal and financial information is more critical than ever. At Farmers & Merchants Bank, we prioritize your security and are committed to helping you stay safe online. Here are some essential cybersecurity tips to safeguard your sensitive data: Use Strong, Unique Passwords We’ve said if before and we will […]
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Choosing to open a business savings account is a smart decision for any company serious about securing its financial future. This decision is more than just a prudent financial move; it’s a strategic action that positions your business for growth and stability. A business savings account is not merely a storage space for surplus cash. […]
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Agricultural loans are crucial in the world of farming as they offer vital financial support and opportunities for growth. These loans are more than just financial aid. They represent the dreams and ambitions of farmers which provide a foundation for success in an unpredictable industry. This guide aims to help farmers understand the good and […]
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At Farmers & Merchants Bank, we take immense pride in our community and the values we uphold. A significant part of our culture is our deep-rooted connection to 4-H, a program that has been instrumental in shaping the lives of many of our employees and their families. Our commitment to supporting 4-H is not just […]
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At Farmers & Merchants Bank, we believe that our commitment to the community goes beyond providing exceptional banking services. Our mission is deeply rooted in fostering growth, supporting local initiatives, and enhancing the well-being of the communities we serve. One of the key ways we achieve this is through our active involvement in community events […]
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Home ownership is more than just a place to live—it’s an investment. And with Farmers & Merchants Bank’s Home Equity Line of Credit (HELOC), you can tap into that investment to meet your financial goals. A HELOC from Farmers & Merchants Bank offers a flexible, efficient way to access funds, making it an excellent tool […]
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