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Karen Gillen and Sara Weber former Benton County Fair Queens

Crowns, Confidence & Community: Lessons from the Benton County Fair Queen Contest

Honoring 25 Years for Sara and 40 Years for Karen Every summer, fairgrounds across Indiana come alive with more than livestock shows and lemon shake-ups. They’re places where traditions are honored, confidence is built, and community shines brightest—especially on Queen Contest night. At Farmers & Merchants Bank, we’re proud to celebrate two of our own […]

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Nikki Harman, branch manager at Boswell

Rooted in 4-H, Committed to Community: Nikki Harman’s Lasting Impact

Boswell Branch Manager | 4-H Alum | Fair Board Member For Nikki Harman, giving back isn’t a seasonal thing—it’s simply part of who she is. As Branch Manager of our Boswell office, Nikki leads with consistency, care, and a deep connection to the people and places around her. And her involvement with 4-H—both past and […]

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Collage of 4H Fair Graphics

Why 4-H Matters: Building Financial Literacy and Life Skills for the Next Generation

At Farmers & Merchants Bank, we believe in investing in our communities—and that starts with investing in our youth. That’s one of the many reasons we proudly support 4-H. For more than a century, 4-H has been shaping future leaders by teaching responsibility, goal-setting, and the value of hard work. But did you know that […]

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Samantha Otten, Ag-Commercial Lender at Farmers and Merchants Bank

From the Show Ring to the Lending Desk: How 4-H Shaped My Passion for Agriculture

By Samantha Otten Ag-Commercial Lender at Farmers and Merchants Bank Every summer when the fairgrounds fill with the smell of sawdust and the hum of anticipation, I’m reminded just how much 4-H shaped the person I am today. Before I was an Ag Lender at Farmers and Merchants, I was a kid with a bucket […]

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Farm Succession Planning Services for Your Family’s Future

  Passing down a family farm is more than a financial decision—it’s about safeguarding a legacy. For generations, families have cultivated land, built businesses, and preserved traditions. But without a formal plan, that heritage is vulnerable. F&M Bank’s long history of serving multi-generational farm families proves we can help families navigate the transition process with […]

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hands holding American Dollar Bills

Is It Time to Refinance? How to Decide If Refinancing Is Right for You

Refinancing your mortgage or other loans can be a great financial move but it’s not always the right decision for everyone. At Farmers & Merchants Bank, we want to help you understand the benefits, potential drawbacks, and key factors to consider when deciding if refinancing is the right choice for you. What Is Refinancing? Refinancing […]

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Farm Equipment Financing

Farm Equipment Financing in Indiana: Empowering Local Farmers with Tailored Loan Solutions

Indiana’s agricultural legacy runs deep, and today’s farmers need modern tools to keep their operations efficient and competitive. However, top-tier farm equipment—tractors, combines, grain systems—can carry high upfront costs. To help Indiana’s farming families acquire and upgrade their gear, Farmers & Merchants Bank offers flexible and personalized loan options designed with Hoosiers in mind. This […]

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Sales woman at her standing desk working, business finance

Empowering Employees While Protecting Your Business: Smart Financial Controls for Fraud Prevention

As a business owner, you know that success depends on a strong, trusted team. Empowering employees with financial responsibilities can improve efficiency and operations but it’s also essential to have proper controls in place to prevent fraud. At Farmers & Merchants Bank, we’re committed to helping businesses balance trust with security to protect their bottom […]

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7 Smart Money Tips from Farmers & Merchants Bank

April is Financial Literacy Month a perfect time to sharpen your money management skills and set yourself up for financial success. At Farmers & Merchants Bank, we’re committed to helping our customers build strong financial habits that last a lifetime. Here are some simple, yet key tips to improve your financial literacy this month and […]

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Small green soybean plants grow in a field on a sunny day. Close up of soybean sprouts on field with blurred background.

Understanding Financing Options for Farm Loans from Farmers & Merchants Bank

Farming is more than a job—it’s a way of life and a vital part of our community. At Farmers & Merchants Bank, we understand the unique challenges and opportunities that come with running a farm. Whether you’re looking to purchase land, upgrade equipment, or expand operations, finding the right financing option is essential for your […]

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