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Boost Your Business’s Financial Health: The Benefits of a Business Savings Account

Choosing to open a business savings account is a smart decision for any company serious about securing its financial future. This decision is more than just a prudent financial move; it’s a strategic action that positions your business for growth and stability. A business savings account is not merely a storage space for surplus cash. […]

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The Farmer’s Finance: Exploring the Pros and Cons of Agricultural Loans

Agricultural loans are crucial in the world of farming as they offer vital financial support and opportunities for growth. These loans are more than just financial aid. They represent the dreams and ambitions of farmers which provide a foundation for success in an unpredictable industry. This guide aims to help farmers understand the good and […]

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Image of 4-H clover with text: Indiana 4-H Foundation

Embracing 4-H: A Tradition of Community and Growth at Farmers & Merchants Bank

At Farmers & Merchants Bank, we take immense pride in our community and the values we uphold. A significant part of our culture is our deep-rooted connection to 4-H, a program that has been instrumental in shaping the lives of many of our employees and their families. Our commitment to supporting 4-H is not just […]

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Farmers & Merchants Bank: Importance of Community Support and Engagement

At Farmers & Merchants Bank, we believe that our commitment to the community goes beyond providing exceptional banking services. Our mission is deeply rooted in fostering growth, supporting local initiatives, and enhancing the well-being of the communities we serve. One of the key ways we achieve this is through our active involvement in community events […]

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Unlock the Potential of Your Home with Farmers & Merchants Bank HELOC

Home ownership is more than just a place to live—it’s an investment. And with Farmers & Merchants Bank’s Home Equity Line of Credit (HELOC), you can tap into that investment to meet your financial goals. A HELOC from Farmers & Merchants Bank offers a flexible, efficient way to access funds, making it an excellent tool […]

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Financial Literacy Month; A Great Time to Focus on Financial Education

April is Financial Literacy Month, a time to highlight the importance of financial education and the crucial role it plays in empowering people to make informed decisions about their money. In today’s complex financial landscape, understanding the basics of money management is more important than ever. Farmers & Merchants Bank is proud to stand with […]

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Image of a row of field corn

Cultivating Prosperity: The Role of Supporting Agriculture in Our Community

In the patchwork of communities, the heartbeat of prosperity often stems from the fields that surround us. Agriculture, more than just a livelihood, is a cornerstone that sustains us, providing economic stability and a sense of connectedness. At Farmers & Merchants Bank, we recognize the profound impact of supporting agriculture in our community and the […]

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Navigating Finances as a Couple

Navigating finances as a couple can be challenging yet it is essential. Open communication about financial goals, creating a joint budget, and establishing shared financial values are all important in having a good financial partnership. Here are some practical tips for managing expenses and saving together which could be beneficial. Initiate Honest Conversations: Begin by […]

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Human Touch and People Matter in Customer Service

In the realm of customer service, the heartbeat is undeniably the people. At Farmers & Merchants Bank, the essence of personalized financial care transcends transactions, creating a symbiotic relationship between our bank and our valued customers. From seasoned bankers to dedicated tellers, everyone here at F&M plays a pivotal role in crafting a customer-centric experience. […]

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Revolutionizing Banking with FedNow: A Leap into Real-Time Payments

We’re excited to share groundbreaking news that’s set to transform your banking experience — FedNow. Developed by the Federal Reserve, FedNow is a real-time payment system designed to bring convenience and efficiency to your financial transactions. Let’s delve into what FedNow is and how it benefits you: Real-Time Payments, Real-Time Power. FedNow is revolutionizing the […]

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