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Serving Different Generations with a Balance of Technology and Human Services

There is no doubt that today’s consumers are smarter and savvier than ever. They expect transparency, quick, accurate service, and convenience. The digital world we live in makes enhanced security and connectivity more important than ever. Yet not every customer wants to bank the same way; we understand that. At Farmers & Merchants, we cater […]

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3 Banking /Finance Related Professions

It’s time for sharpened pencils and sharpened minds. Let’s get back to school! This month, we thought we’d get a jump on the learning season and highlight some of our favorite finance- related professions. Here are just 3 banking/finance related professions which might be worth pursuing if you are really into numbers! 1. Banker. Well, […]

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4-H Season is Upon Us! A Look at this Important Youth Organization

June and July mean warmer temperatures, outdoor activities and numerous county 4-H fairs taking place around our great state. We’d like to take the time to recognize just a few of the valuable benefits of this outstanding 120-year-old organization. Youth Development Did you know that 4-H is America’s largest youth development organization with an estimated […]

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Tips to Lower or Eliminate Credit Card Debt

If you’re carrying a significant amount of credit card debt, you’re not alone. It is estimated that the average U.S. household has nearly $7,000 in credit card balances. Although it takes time and dedication to reduce the balances or eliminate them altogether, there are steps you can take to get control and eventually free yourself […]

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Commemorating Financial Literacy Month with Helpful Tips

April kicks off Financial Literacy Month which is dedicated to increasing financial literacy and promoting financial education in our communities and schools. This makes it a wonderful time to review your own finances and examine tips to help ensure you and your family are informed and equipped to effectively manage your money now and in […]

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Services & Solutions for our Agriculture Community

March is National Agriculture Month! Which means it’s a great time to recognize the vital role that agriculture plays in our country, state, and community. This is particularly important to us at Farmers & Merchants Bank as our company was started in 1903 when a group of fifteen farmers and leaders got together in the […]

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Why a Good Relationship with Your Mortgage Lender Matters

Shopping for a home is an exciting, emotional, and often hectic process. When it comes time to secure the mortgage, you want to be working with a lender that is right for you and your specific situation. With the number of online lenders, mortgage brokers and banks of all sizes, choosing one can seem overwhelming. […]

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New Year. New Goals.

With the new year, many of us have committed ourselves to changing the way we live for the better. One of the most important improvement areas is banking. This year, make your personal finance, saving and investing a top priority. Getting financially fit is a lofty goal and it can be an overwhelming task. Many […]

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Ways to Keep Your Credit Card Protected While Shopping Online

Online shopping is increasingly popular, particularly during the holidays. Its convenience is unmatched with 24/7 access and the ability to research, review and compare before you click. Although generally safe, it’s good to do your part to ensure you don’t have your debit or credit card compromised or provide sensitive information to the wrong party. […]

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Community Banking: The Treat That Keeps on Giving

Every now and then, a trick can draw a bit of glee (especially during Halloween). But no one likes to have the wool pulled over their eyes, especially when it’s a wolf disguised in sheep’s clothing. That’s why Farmers & Merchants Bank focuses on the “treats” that distinguish us as trusted lenders and keep our […]

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