Getting approved for a personal auto loan for a new vehicle can be really exhilarating. However, the thrill can quickly fade when you realize the financial burden that monthly payments can pose. Luckily, auto loan refinancing may be a viable option. Let’s uncover the advantages it brings, factors that demand your attention before you decide, […]
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Here we are at the end of another year. Chances are your holiday shopping is almost finished and hopefully you stayed under budget! But if you didn’t, we offer a great product for you to start planning for next year! Sign up for our Christmas Club account and rest easy that you’ll be prepared and […]
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As the year comes to a close, and we reflect on all of the things we are thankful for in our lives, we want you to know that we are thankful for you, our valued customers. Without your trust and loyalty, we wouldn’t be able to do what we love to do every day. We […]
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Can you feel it? Fall is in the air. The leaves are turning into gorgeous hues of bright reds and orange. Football, fires, and fall festivals are in full swing! That means the holidays are right around the corner. Before long, you’ll be making your holiday gift list! It’s easy to go overboard, but this […]
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At Farmers & Merchants Bank, we aim to be more than a bank. We want to be a trusted partner for all your financial needs. Whether it be business or personal checking or savings accounts, mobile or digital products, valued advice, or even saving for health expenses! Did you know that we offer Health Savings […]
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As summer fair season wraps up, we’d like to reflect on the importance of this special organization. We value all organizations which make our cities and towns stronger as a whole, and 4H has an extra special place in our hearts – mostly because of all it does for our youth. Many of us have […]
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The digital world we live in today has many conveniences, but it also comes with some inconveniences such as fraud. We are often asked about best practices for protecting against fraud. Here are 6 easy tips to keep in mind to help keep your data secure: Change passwords often. We hear you. It’s annoying to […]
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According to Lending Tree, the average American has gained approx. $113,000 in equity in their home over the last 3 years! So now might be a great time to consider a home equity line of credit, or HELOC. HELOCs are a great option for home renovations, unexpected expenses, consolidating debt, paying for college and more! […]
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As a business owner, protecting your finances and preventing fraudulent activity should be a top priority. One way to do this is by using a banking service called Positive Pay. In this blog, we will explore what Positive Pay is, how it works, and why every business owner should consider using it. What is Positive […]
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Peer-to-peer (P2P) payment apps and services have become increasingly popular in recent years, providing a convenient way to transfer money between individuals. However, this popularity has also led to a rise in P2P fraud. In this post, we’ll explore what P2P fraud is, how it works, and how you can protect yourself from becoming a […]
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